How To Raise Real Estate Investment Capital

Why Your Rich Uncle Won’t Invest with YOU!

Have you ever had a rich friend, uncle, or neighbor that will not open up their wallet to do business with you? There may be many reasons they refuse to do business with you. Let’s look at three common reasons and what you can do to get their attention:

1. Friends and family do not want money to get in the way of relationships. Disagreements over money have caused many rich families to become divided. One way around this is to create a company and make them a partner. Show them how investing in our company is no different from investing in a company in the stock market (except you both have more control). Set clear expectations of what each of you will provide to the company. If you’re smart, you’ll show them all the things you will do and all they have to do is write a check and examine the monthly/quarterly reports you send them. Your friends and family might also be more comfortable if you have other investors as well. There are many ways you can ease their fears and finding what those fears are is a good first step.

2. They don’t understand the investment. There is an old saying, “A confused mind says no”. Just because someone has accumulated some wealth does not mean they understand real estate investing. Here’s where you have to be very clear on what you do. You can’t overwhelm your investors with the blow by blow details. They need to know what you will do with their money, how they are protected, what their return will be and when they will receive payment. That is not to say you should hide any pertinent details, however they don’t care that you will be painting the rooms off-white.

3. You lack credibility. Let’s face it, unless you have a huge investment portfolio you are still somewhat unproven. And for that matter, friends and family have known us at our worst (they remember we got a D on a test back in the third grade). This is where your board of advisors and partners become extremely important. While Aunt Susie might be willing to loan you a couple hundred dollars, she wants to know her $100K is going to come back to her. If you have done some deals, make sure to highlight them in written format. Additionally, correctly chosen business partners or advisors with experience can also increase your credibility. To help with your personal credibility put together a professional looking credibility kit. To help with the credibility of the deal, put together all the numbers, pictures and a summary of the investment in a professional manner. (Personally I did not invest with a known “guru” because the presentation wasn’t done professionally). The details in the presentations matter.

Not all of your friends, family or neighbors with money will do business with you. If you want to increase your success rate then make sure you are sending out a clear, concise, and professional message. After you’ve done a few successful investments, they’ll be asking you to get involved.

Alcohol Addiction Facts ? Rehab

If you are suffering from an alcohol addiction, you are not alone. Alcoholism is a word that sometimes has negative social connotations, and just because a person drinks alcohol does not mean that they are an alcoholic. The amount of alcohol consumed varies greatly from person to person that develops alcoholism, and is also affected by genetic predisposition, and social and emotional health. Alcohol by definition is a disease that results from a persistent use of alcohol despite negative personal, emotional, financial, and professional consequences. Heavy alcohol use accompanied by dependence and symptoms of withdrawal, and the inability to recognize that every bad thing has been related to an alcohol addiction.

The sometimes uncontrollable urge to drink leads to constant preoccupation with the drug. Also leads to arrests for drunk driving and extra expenses for a good dui lawyer

According to numerous online sources, the most common substance of abuse resulting in dependence in patients presenting for treatment is alcohol. Overcoming an addiction to anything can be difficult, but there is help and hope available to people who want to stop drinking and get their lives back on track. The mind is more powerful than any drug, and to discover this is to truly be on the road to recovery. Addicts have to make a conscious choice to get and stay sober, one day at a time, and learn how to control the cravings. It’s not something that can be done alone, which is why there are treatment facilities all over the country, most of which are privately owned substance abuse recovery centers. The philosophy of AA or Alcoholics Anonymous has proven to be helpful to many alcoholics in their fight against alcohol addiction, and the program is often used as an adjunct treatment with other therapies, such as in an inpatient setting. AA also encourages communication with a sponsor to help guide the addict through the recovery process, and provide support while working through the program.

Learn more about effects of alcohol as well as alcohol facts and the truth about alcohol addiction and drunk driving. Some online literature discusses at length what drives alcohol addiction, detailing the effects of alcohol and describes some of the research being done to correct drinking problems. Alcohol continues to be the most greatly abused substance despite the wide-spread negative consequences. Even after public outbursts, divorce, loss of employment, revocation of driving privileges, and loss of life and limb, alcoholics continue to drink because it is so highly addicted in people who are predisposed to this disease. If you or someone you know is giving part of their life to alcohol, encourage them to get help. It may take a series of bad events to get the point across, and for many alcoholics, this is what it takes to see their illness in a different light.

Planning Your Bathroom Renovation

When it comes to our homes, we want to ensure that they are comfortable, homely and above all, to our personal taste. As any homeowner is only too aware, with time we can become bored of our decor, causing the need for redecoration or in some cases, even a complete renovation.

One of the hardest and most time consuming rooms in which we can choose to renovate is our bathroom as we need to take into consideration the color scheme, decorating methods and furnishings. If we are unsure as to how to renovate our bathroom, it can sometimes take even longer to complete than necessary as we become unsure as to whether our choices will look effective once the room is finished.

One misconception many make when opting to renovate their bathroom is that they must renovate the whole room in order to get great results and a fresh, new look. In fact, you can opt to simply have surface alterations completed in your bathroom, assuming that the room possesses a strong framework allowing for a surface level covering or coating. This is not only an easy and simple form of bathroom renovation, but will also have an effective impact on the overall appearance of your bathroom once complete.

You could also choose to alter the layout of the bathroom slightly, in addition to the surface alterations. This is a great way in which to gain a completely new way of alignment within the room. If you discover that the base framework and building is weaker than it should be, then you could then consider a complete tear down and remodel of the bathroom for a room which is new and sturdier-thus safer. In order to complete your bathroom renovation safely, you must ensure that there are no rusting joists or window panes that are able to easily gather moisture which may cause incidents within the room at a later date. Should these problems be identified, you will require extensive repairs or a complete remodeling of your bathroom.

Bathroom renovations can typically involve a wide variety of work from plumbing to carpentry. Depending on what work your bathroom renovation will entail, you may need to hire the help of professionals to ensure that these are complemented to the highest standard possible. In some cases, some of the work will fall under typical DIY jobs but some will be so intricate that they cannot be safely completed unless done so by a professional. The costs of renovating your bathroom can be high, but these costs can be lowered by only opting to have the vital necessities renovated in the room. Choosing to use a contractor to complete a number of jobs within your bathroom may also save you money if they provide you with a discount for hiring a bulk of work to be completed.

When renovating your bathroom, it is also vital to ensure that the new, improved room will be safe and energy efficient. This can be ensured by using moisture resistant and non corrosive materials for all the wall and plumbing materials and analyze the current state of your windows and sealants. Rusting and problematic showers and tubs should also be removed during renovation, not just for a safety purpose, but also to help the aesthetics of the room once complete.

For many, the finishing touch to any bathroom is the flooring which they choose. It is often possible to install flooring ourselves which can cut down our costs, especially when our bathroom is quite small in scale. However, when it comes to installing new flooring in the entire bathroom it can be best to leave this to an expert-especially if you are not experienced in flooring installation. Smooth, durable tiles such as ceramic tiles are favored by many homeowners as they provide a stylish and clean look and are incredibly easy to clean and maintain compared to laminate flooring, although are higher in cost. Laminate flooring can also be very slippery when wet so for safety, tiling can be a safer option.

Renovating your entire bathroom can be incredibly easy once you are aware of the changes you need to make and how the work will be carried out i.e: will you use a contractor or will you complete some areas yourself? If in doubt in terms of the design you are looking for, research into new trends, visit the homes of friends or take on the service of an interior designer. Although renovating your bathroom can be costly, making rash choices during your renovation could not only make it more costly should you change the design at a future date, but may not provide you with the bathroom of your dreams.

Affordable Kentucky Individual Health Insurance

Most Kentucky residents get health insurance through an employer-sponsored group health plan. If you do not come under such a plan, thats when you should consider finding affordable Kentucky individual health insurance to cover yourself and your family. Individual and family health insurance plans are available for newborns on up to the seniors at age 65, self-employed and unemployed persons and students.

Selecting an Affordable Health Insurance Plan

Insurance companies offer different kinds of private individual health insurance plans for Kentucky residents. These include indemnity health insurance (fee-for-service), HMO (health maintenance organization) plans, PPO (preferred provider organization) plans, POS (point-of-service) plans, and HSA (health savings account) plans. A greater choice of doctors and hospitals usually means that a plan will cost more.

Leading insurance companies offering affordable health insurance in Kentucky include Humana, Blue Cross Blue Shield, Aetna and United. They offer various kinds of policies depending on the kind of coverage you need and the state of your health. A health plan would cost more for a person with health issues. However, according to recent legislation, individuals cannot be denied health insurance because of a pre-existing condition.

The best way to find an affordable Kentucky health plan is first see how much premium you can afford to pay and then look for a plan that meets your budget as well as the health needs of your family. You need to compare the quotes for the plans from various health insurance companies. Premiums differ for different kinds of individual health plans. Besides traditional health coverage and HSA-qualified High Deductible Health Plans, it would be helpful if there is a provision to add on optional benefits such as dental, life and supplemental accident coverage for an additional cost.

Get Professional Advice

Professional companies that represent leading insurance providers in Kentucky offer expert guidance on selecting the right kind of health insurance plan. They can help you get quotes and compare them to get affordable individual Kentucky health insurance.

Planning Healthy Family Recipes

You might think that healthy family recipes are going to be hard to make and expensive. With the current economic climate meaning that many families are increasingly feeling the pinch you will learn how you can feed your family with healthy food, without breaking the bank.

The following are some of the things you should look out for when planning healthy recipes to feed your family.

Healthy Family Recipes – Make From Scratch

If you are planning your healthy family recipes on a budget, it can sometimes be difficult to afford the fresh ingredients needed to make everything from scratch. It can also be a time consuming process, which is why many people resort to ready-made meals and processed foods.

However, buying tinned and frozen products can often be a false economy. Inspecting the labels of processed foods will often reveal that they are full of low-quality ingredients, additives and preservatives, which mean that they are far from a healthy option. Shop around for the best deals on fruit and veg, and you will often find that you can produce your own, healthy family recipes which are a lot more nutritious, and you exactly what the ingredients are.

Healthy Family Recipes – Plan In Advance

Planning is the key to successfully producing healthy family recipes as it will allow you to make the most of your ingredients and stretch them that bit further. For example, if you make spaghetti bolognaise and have some left over sauce, why not freeze it and then use it to make a lasagne later in the week? It may seem like an old-fashioned concept but investing in some freezer-proof storage boxes can help you to save leftovers and dramatically cut your food bills.

Healthy Family Recipes – Visit Your Local Shops

It’s easy to get stuck in a routine of going to the supermarket, but you may be surprised at the quality and affordability of produce from your local greengrocers or butchers. With local stores you are not paying for packaging and can be less tempted by the array of processed goods you will find in your supermarket. Also, you can feel good about helping local producers rather than lining the pockets of the supermarket giants.

Healthy Family Recipes – Grow Your Own Produce!

Even if you’re not in the slightest bit green-fingered you might be surprised to learn how easy it is to grow your own vegetables. By growing your own, you can reduce your shopping bills, and ensure that your family is eating totally organic produce. It’s a win-win situation!

Whether you want to eat healthily for financial reasons, to lose weight or you want your children to have the best start in life and not eat lots of processed food, you’ll find that many healthy family recipes are easy to make and aren’t expensive. Why not start today?